Analytical Solutions for the Changing World
Why is your model not working?
Why is big data not helping?
Truth is simple!
WeiCepts LLC was found in 2009, amid the devastating global financial crisis.
With decades of experience in credit modeling, pricing, valuation and risk management for major US financial institutes, WeiCepts team developed LAPS (Loan Analytics and Pricing System) and launched for commercial use in 2011. LAPS is a complete solution for pricing, validation, asset management and compliance. Its advantage is fully illustrated in a volatile and challenging economic environment. Since being in the market, LAPS has been employed by major US and foreign financial institutes. Its business has served clients including investment banks, commercial banks, residential and commercial mortgage lenders, asset managers, insurance and hedge funds.
In the past decade, WeiCepts has expanded its business into consulting and advisory covering innovative lending models, system architecture, valuation, compliance, fundraising and IPO.
LAPS (Loan Analytics and Pricing System)
A complete loan level model and pricing system that covers projection, cash flow, validation and auto-calibration & A simple yet complete tool for CECL compliance
System Architecture and Development
Big Data and Credit Risk; System Architecture; Global Optimization – A Holistic Approach
Advisory
Fintech Business Model, IPO, SPAC and PIPEs
Risk and Compliance
Portfolio risk assessment, Risk factor analysis & Regional economic risk assessment
Asset Valuation
Fact based methodology that are driven by data, assumption and scenario